How can I collect my ex husband’s social security?
Divorce can be an emotionally and financially challenging time. One of the questions that often arise during this period is how to collect your ex husband’s social security benefits. Understanding the process and the eligibility criteria can help you navigate through this complex issue. In this article, we will discuss the steps and factors to consider when trying to collect your ex husband’s social security benefits.
Eligibility Criteria
To be eligible for your ex husband’s social security benefits, you must meet the following criteria:
1. Marriage Duration: You must have been married to your ex husband for at least 10 years.
2. Divorce Status: You must have been divorced for at least two years.
3. Age Requirement: You must be at least 62 years old to start receiving benefits.
4. Dependency: You must have been dependent on your ex husband for at least half of your income during the marriage.
Understanding the Benefits
Before proceeding with the application process, it’s essential to understand the different types of social security benefits available:
1. Spousal Benefits: These benefits are available to ex-wives who have met the eligibility criteria. The amount you receive is based on your ex husband’s earnings and the age at which you start receiving the benefits.
2. Survivor Benefits: If your ex husband passes away, you may be eligible for survivor benefits. These benefits are also based on his earnings and can be higher than spousal benefits.
3. Divorcee Benefits: If you remarry, you may still be eligible for divorcee benefits, but the amount may be reduced.
Steps to Collect Social Security Benefits
To collect your ex husband’s social security benefits, follow these steps:
1. Contact Social Security: Call the Social Security Administration at 1-800-772-1213 or visit your local Social Security office to discuss your eligibility and the application process.
2. Gather Required Documents: Prepare documents such as your marriage certificate, divorce decree, proof of age, and any other relevant documents.
3. Apply for Benefits: Complete the necessary forms and submit them to the Social Security Administration. You can apply online, by phone, or in person.
4. Wait for Approval: After submitting your application, wait for the Social Security Administration to review your case. This process may take several weeks.
5. Start Receiving Benefits: Once your application is approved, you will begin receiving your ex husband’s social security benefits.
Conclusion
Collecting your ex husband’s social security benefits can provide financial security during a challenging time. By understanding the eligibility criteria, the types of benefits available, and the application process, you can ensure a smooth transition into receiving these benefits. Always consult with a legal professional or the Social Security Administration for personalized advice and assistance.
