How can I claim my ex husband’s social security?
Claiming your ex husband’s social security benefits can be a complex process, but it is possible if you meet certain criteria. Here’s a step-by-step guide to help you navigate through the process and ensure you receive the benefits you are entitled to.
1. Determine Eligibility:
First, you need to establish if you are eligible to claim your ex husband’s social security benefits. According to the Social Security Administration (SSA), you may be eligible if you meet the following conditions:
- You were married to your ex husband for at least 10 years.
- Your ex husband has reached the age of full retirement.
- You are currently unmarried.
- Your own social security benefits are lower than your ex husband’s.
2. Gather Required Documents:
Before you can start the application process, you will need to gather certain documents. These may include:
- Proof of marriage, such as a marriage certificate.
- Divorce decree, if applicable.
- Birth certificates for any children you have with your ex husband.
- Proof of your current marital status, such as a death certificate if you are widowed.
3. Contact the Social Security Administration:
Once you have gathered all the necessary documents, you can contact the SSA to begin the application process. You can do this by calling 1-800-772-1213 or visiting your local SSA office. The SSA will guide you through the application process and provide you with any additional information you may need.
4. Apply for Benefits:
After verifying your eligibility and gathering the required documents, you can apply for your ex husband’s social security benefits. You can apply online, by phone, or in person at your local SSA office. The SSA will review your application and determine if you are eligible for benefits.
5. Wait for Approval:
Once your application is submitted, the SSA will review it and may request additional information. The approval process can take several weeks to a few months, depending on the complexity of your case. Once your application is approved, you will begin receiving your ex husband’s social security benefits.
6. Consider Spousal Benefits:
In addition to claiming your ex husband’s social security benefits, you may also be eligible for spousal benefits based on your own earnings. If your own social security benefits are lower than your ex husband’s, you can choose to receive the higher spousal benefit instead. This can be a good option if you have not worked or earned enough to qualify for your own social security benefits.
In conclusion, claiming your ex husband’s social security benefits is possible if you meet the necessary criteria. By following these steps and working closely with the SSA, you can ensure that you receive the benefits you are entitled to.
